Singapore Financial Calculators 2026
Free, fast, and accurate calculators for everyday financial decisions in Singapore. From CPF contributions to property stamp duties — we have you covered.
CPF & Tax Calculators →
CPF Contribution
Calculate employee and employer CPF contributions by salary and age.
CPF Life Payout
Estimate monthly CPF Life payouts across Basic, Standard, and Escalating plans.
Income Tax
Estimate personal income tax with IRAS bracket breakdown.
SRS Tax Savings
See how much income tax you save with SRS contributions.
Salary
Calculate take-home pay after CPF and income tax.
GST
Calculate 9% GST — toggle before or after GST price.
OA→SA Transfer
Model the 1.5% interest differential gain from transferring CPF OA to SA.
Property Calculators →
ABSD
Additional Buyer’s Stamp Duty by nationality and property count.
BSD
Buyer’s Stamp Duty with progressive bracket breakdown.
Stamp Duty (Combined)
BSD + ABSD combined with effective stamp duty rate.
Seller Stamp Duty
SSD based on holding period — 12%, 8%, 4%, or 0%.
HDB BTO Affordability
Check BTO eligibility, EHG + CPF grants, max loan, and estimated monthly payments.
Condo Buying Costs
Total upfront costs: BSD, ABSD, downpayment, legal fees, TDSR.
Rental Yield
Gross and net rental yield on investment property.
Loan & Car Calculators →
Work & Employment Calculators →
Annual Leave
Pro-rated annual leave entitlement per MOM Employment Act.
Overtime Pay
MOM 1.5× overtime pay rate including rest day and PH work.
AWS & Bonus
Pro-rated 13th month AWS and performance bonus with CPF.
Retrenchment
Severance package: MOM norm benefits, notice in lieu, AL payout.
Income Percentile
Where does your salary rank among all employed Singapore residents?
Freelance Tax
Estimate income tax and MA contributions for self-employed / freelancers in Singapore.
Insurance Calculators →
Term Life Premium
Estimate term life insurance premiums by age, gender, and coverage amount.
Coverage Needs (DIME)
Calculate how much life insurance you need using the DIME method.
MediShield Life
Check MediShield Life premiums and Integrated Shield Plan add-on costs.
Critical Illness
How much CI coverage you need based on treatment costs and income replacement.
Retirement & Investment Calculators →
Retirement Adequacy
How much you need to retire in Singapore and whether you're on track.
CPF SA/RA Top-Up
Tax savings and projected CPF SA/RA growth from cash top-ups.
SSB Calculator
Singapore Savings Bonds interest with year-by-year step-up coupon breakdown.
DCA Calculator
How a regular monthly investment compounds over 10–30 years.
Net Worth Calculator
Track CPF, property, investments, and debts to see your full financial picture.
SRS Investment
Project SRS portfolio growth, annual tax savings, and net withdrawal value at retirement.
FIRE Calculator
Your Singapore FIRE number, years to financial independence, CPF LIFE impact, Lean/Fat FIRE.
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