Motorcycle Loan Calculator Singapore 2026
Estimate your monthly motorcycle loan repayments in Singapore including COE (Cat D). Adjust the bike price, down payment, tenure, and interest rate to plan your purchase.
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years
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Total On-Road Price$23,000.00
Down Payment$6,900.00
Loan Amount$16,100.00
Monthly Repayment$287.72
Total Interest$1,163.48
Total Amount Paid$24,163.48
Note: Maximum loan for motorcycles is 70% of purchase price for bikes under 10 years old. COE prices fluctuate — check the LTA website for the latest Cat D results. Calculators are for estimation only.
Don't forget motorcycle insurance. Get a quote from Bjak → How to Use This Calculator
- Enter the motorcycle price excluding COE.
- Add the current Category D COE premium.
- Set your down payment percentage (minimum 30%).
- Choose the loan tenure in years (up to 7 years).
- Adjust the annual interest rate offered by your lender.
- Review the monthly repayment, total interest, and total cost.
Key Rates Used
| Parameter | Typical Value |
|---|---|
| Interest Rate (New Bikes) | 2.5%–4.0% p.a. |
| Max LTV | 70% of purchase price |
| Max Tenure | 7 years |
Last updated: March 2026 · Rates are indicative and vary by lender.