Question 1

What is Seller Stamp Duty (SSD) in Singapore?

Accepted Answer

Seller Stamp Duty (SSD) is a tax imposed on the sale of residential property in Singapore if the property is sold within 3 years of purchase. It was introduced to discourage short-term speculative property transactions.

Question 2

How is the SSD holding period calculated?

Accepted Answer

The holding period is calculated from the date of purchase (date of the Option to Purchase or Sale & Purchase Agreement) to the date of sale of the property.

Question 3

Can I avoid SSD in Singapore?

Accepted Answer

The only way to avoid paying SSD is to hold the property for more than 3 years from the date of purchase before selling it. There are no exemptions for owner-occupied properties.

Question 4

Does SSD apply to HDB flats?

Accepted Answer

Yes, the same SSD rates apply to all residential properties in Singapore, including HDB flats, condominiums, and landed properties.

Question 5

Can I get an ABSD refund if I sell within the SSD period?

Accepted Answer

Married couples who sell their first residential property within 6 months of purchasing a second property may qualify for an ABSD refund, even if the sale falls within the SSD holding period. However, the SSD will still be payable.

Holding Period	SSD Rate
Up to 1 year	12%
1 to 2 years	8%
2 to 3 years	4%
More than 3 years	0%

Holding Period	SSD Rate
Up to 1 year	12%
1 to 2 years	8%
2 to 3 years	4%
More than 3 years	0%

Seller Stamp Duty Calculator Singapore 2026

SSD Rate Table

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